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New Car Insurance Laws Limit Recovery of Full PIP Benefits

Florida law changes that took effect January 1, 2013 rule that after a car accident, only those diagnosed with an emergency medical condition by a medical doctor, osteopath, dentist, physician assistant, or registered nurse practitioner are eligible for the full $10,000 benefit under personal injury protection (PIP) insurance. People with injuries that are not considered emergencies receive coverage of $2,500. At Kelley/Uustal, we want to help you recover all compensation you’re entitled to after a car accident.

You Face Time Limits for Reporting Injuries

If you are injured in a car crash, you now have 14 days in which to seek treatment for injuries. Before the law change, there was no time cutoff. But any car accident lawyer can tell you that some car crash injuries take time to become evident. Some accident victims only seek medical care after pain persists.

Determining Liability Is Critical

If you contact an injury lawyer after a car accident, he or she will get to work determining the cause of the accident. Sometimes it’s an obvious case of someone driving carelessly or recklessly. Other times road conditions, weather, or manufacturing defects in a vehicle contributed to an accident. In these cases, assigning liability is complex. Successful injury attorneys rely on medical and engineering professionals in determining the facts of an accident.

Insurance Companies Want Your Signature ASAP

If you’re hurt in an accident, insurers will contact you right away, hoping to get you to sign a settlement without thinking ahead or considering that it may be an unfair settlement. Contact an experienced car accident attorney before signing anything from an insurance company to protect your interests.

Seek the Advice of a Fort Lauderdale Car Accident Lawyer

A Fort Lauderdale car accident attorney can help you prevent being shortchanged by insurers and responsible parties once fault is determined. Medical costs continue to spiral upward, and it isn’t easy getting sufficient medical coverage for recovery after an accident. You’re not being an opportunist by calling a lawyer after a car accident. Rather, you’re doing smart thing by protecting your rights and seeking compensation that you as an accident victim are entitled to.

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