If you have been
injured in a car accident in Fort Lauderdale or anywhere in the state of Florida, mounding medical
bills can quickly become a serious financial burden—even when you
are not the one to blame for the crash. Even once your initial injuries
are healed, accident victims can suffer for years with depression, posttraumatic
stress disorder and anxiety.
Injuries that seemed healed can rear their heads once again and become
chronic, leading to a lifetime of pain, lost wages, and a less than active
lifestyle. In addition, accident victims with limited mobility may be
at a higher risk for developing chronic health conditions, such as heart
disease or diabetes.
When insurance companies offer car accident victims a settlement, none
of those above complications are ever considered. These medical costs
can quickly drain an accident victim’s savings and put tremendous
financial strain on families who are already struggling.
For these reasons alone, it is no real surprise that a 2005 Harvard study
found that medical reasons were a primary cause of bankruptcy for hundreds
of thousands of people every year. In 2005 alone, more than 2 million
Americans cited medical reasons as one of the causes of their bankruptcy.
The reasons? High cost of medical care, expensive prescription drugs, and
increased health insurance premiums leave many accident victims struggling
to make ends meet. When their injuries and pain levels prevent them from
working and providing for their families, the results are disastrous.
Before filing bankruptcy for medical reasons, many accident victims lost
their homes, failed to fill their necessary prescriptions, and even went
without food because their medical expenses were too high.
For these reasons, it is important to contact a Fort Lauderdale personal
injury lawyer immediately after your accident. Never speak to an insurance
adjuster without discussing your case with a lawyer—and never agree
to a settlement. The majority of settlements do not take these long-term
costs and complications into consideration—leaving accident victims
on the line for rising future health costs.